<folders xmlns="http://schemas.sharepointgurus.net/utility/folderstructure">
  <folder name="My Folder Name">
    <permissions>
      <security account="domain\my user name" access="contribute"/>
    </permissions>
    <folder name="Sub Folder Name"/>
    <folder name="Private">
      <permissions>
        <security account="domain\my user name" access="read"/>
      </permissions>
    </folder>
  </folder>
  <folder name="A third folder name">
    <permissions>
      <security account="domain\my user name" access="design"/>
    </permissions>
  </folder>
  <folder name="today">
  </folder>
</folders>
